Baker Garrington was born from Bob’s personal experience as a business owner frustrated by rigid factoring contracts that drained control and flexibility from his company. After getting locked into a two-year agreement he couldn’t get out of, Bob knew there had to be a better, more human way to support growing businesses—so he built it.
Today, that same firsthand frustration drives our mission: to offer factoring the way we wish it had existed back then—clear, flexible, and always on your terms. Our 30-day agreements, choose-your-invoice model, and upfront terms are all about giving you control, not taking it.
We’re not just a financial service—we’re a team of real people helping real people. Everything we do is simple, transparent, and tailored to your needs so you can run your business with clarity and confidence.
WE KNOW FACTORING
Get the working capital you need with customized solutions and transparent terms
Streamline your operations with expanded back-office services tailored to your business needs.
Safeguard your cash flow with credit checks and insurance for added financial security.
Average $0.51 Off Per Gallon!
For over 10 years, Baker Garrington Factoring has helped fleets save big with the On The Go Fuel Card, offering trusted discounts at 5,000+ locations across the U.S. and Canada. Bundle it with your factoring program for seamless cash flow and automatic savings at the pump.
A modern tool for managing how—and when—your payments move. TaliPay gives businesses the ability to streamline Quick Pays, reduce back-office headaches, and improve contractor relationships with ease. Whether you use our funding, your own capital, or outside financing, TaliPay is built to adapt to your needs.