Custom Factoring Programs Built Around Real Experience—And Real People

Baker Garrington was born from Bob’s personal experience as a business owner frustrated by rigid factoring contracts that drained control and flexibility from his company. After getting locked into a two-year agreement he couldn’t get out of, Bob knew there had to be a better, more human way to support growing businesses—so he built it.

Today, that same firsthand frustration drives our mission: to offer factoring the way we wish it had existed back then—clear, flexible, and always on your terms. Our 30-day agreements, choose-your-invoice model, and upfront terms are all about giving you control, not taking it.

We’re not just a financial service—we’re a team of real people helping real people. Everything we do is simple, transparent, and tailored to your needs so you can run your business with clarity and confidence.


WE KNOW FACTORING

Helping Your Business Grow Through Flexible Financing

Flexible Contracts & Terms

Get the working capital you need with customized solutions and transparent terms

Back Office Support Solutions

Streamline your operations with expanded back-office services tailored to your business needs.

Credit Insurance & Protection

Safeguard your cash flow with credit checks and insurance for added financial security.

Fuel More, Save More

Average $0.51 Off Per Gallon!

For over 10 years, Baker Garrington Factoring has helped fleets save big with the On The Go Fuel Card, offering trusted discounts at 5,000+ locations across the U.S. and Canada. Bundle it with your factoring program for seamless cash flow and automatic savings at the pump.

  • Programs designed for both small and large fleets
  • Free access to a 24/7/365 portal with discount location finder
  • Preapproved credit when bundled with Baker Garrington Factoring

Smarter Payments with TaliPay

A modern tool for managing how—and when—your payments move. TaliPay gives businesses the ability to streamline Quick Pays, reduce back-office headaches, and improve contractor relationships with ease. Whether you use our funding, your own capital, or outside financing, TaliPay is built to adapt to your needs.

  • Instant Quick Pays
    Offer same-day payments to your carriers or contractors—without waiting for your client to pay. Fast, automated, and fully configurable to fit your workflow.
  • Automated Invoicing & Settlement
    TaliPay generates receivable and payable invoices automatically, while managing subcontractor settlements all in one place.
  • Customizable Back-Office Tools
    Simplify your admin process with easy-to-use controls for managing payment terms, fees, approvals, reporting, and more time-saving benefits.

What Our Clients Are Saying