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What to Look for in a Factoring Agreement Before You Sign
Not all factoring agreements are structured the same way. Before you sign, it is important to understand the rates, fees, contract terms, monthly minimums, invoice requirements, and level of support behind the facility.
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How to Choose a Factoring Partner That Can Grow With Your Business
By Bob Baker Choosing the right factoring partner can have a major impact on how your business manages cash flow, handles growth, and responds to new opportunities. For many companies, invoice factoring starts as a way to improve working capital. Over time, it becomes clear that the right partner should offer much more than funding…
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People and Partnerships: What Truly Sets a Great Factoring Company Apart
By Bob Baker, Owner of Baker Garrington When companies start looking at invoice factoring, the questions are usually the same. What are the rates? How long is the contract? How hard is it to get out? Those things matter, but they’re rarely what determine whether a factoring relationship actually works long term. What makes the…
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Cash Flow Planning Guide: How Businesses Can Start The Year Strong
By Bob Baker, Owner of Baker Garrington A strong year doesn’t just start with more work, it starts with better cash flow planning. Every January, we talk with business owners who are optimistic, motivated, and ready to grow. But many are still relying on reactive cash flow decisions instead of a clear plan. The businesses that…
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A Thankful Look Back at 2025: And How We’re Helping Businesses Start Strong In 2026
By Bob Baker, Owner of Baker Garrington As the year comes to an end, I’ve been thinking a lot about the people we’ve met and the relationships we’ve built. One thing I never take for granted is trust. Whether you’re a client, a broker, a partner, or someone we simply had a great conversation with this…
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5 Common Mistakes Businesses Make in Factoring (and How to Avoid Them)
By Bob Baker, Owner of Baker Garrington Factoring can be one of the best tools a business has for managing cash flow, but only if it’s done the right way. Over the years, we’ve seen many companies run into issues not because factoring doesn’t work, but because of how it’s used. Here are five of…
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How “Problems” In Your Business Can Be Opportunities
By Bob Baker, Owner of Baker Garrington Seeing Problems Through a Different Lens Every business faces challenges—delayed payments, cash flow gaps, unexpected client issues. While most see these as setbacks, factoring companies that put relationships first see them differently. Problems aren’t roadblocks—they’re opportunities to serve, build trust, and prove long-term value. At BG, we’ve learned…
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Keeping Cash Flowing in Oil & Gas: Why the Right Factoring Partner Matters
By Bob Baker, Owner of Baker Garrington In oil and gas, momentum is everything. From drill sites to trucking fleets, operations don’t stop—and neither can your cash flow. While your teams are on the ground delivering results, delayed payments and steep upfront costs can create real bottlenecks. That’s where Baker Garrington comes in. We’ve worked…
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How One Business Owner’s Tough Experience Inspired Baker Garrington’s Flexible Approach to Factoring
By Bob Baker, Owner of Baker Garrington Years ago, when I was running my own business, I found myself in a situation that many business owners face at one point or another: I needed financing to manage cash flow and keep things moving forward. At the recommendation of my banker, I explored invoice factoring—a way…
